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Role Overview
National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers’ evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers.
Job Description
The Underwriting Consultant II actively participates on a team of underwriters with the responsibility of assessing risk and determining if the case is a good a match for the company.Key Responsibilities
- Perform risk reviews and upfront underwriting review to determine risk acceptability (new business, renewals, endorsements and reinstatements).
- Serve as point of contact for Phones and Processing teams on regular exceptions.
- Implements agreed upon underwriting procedures to achieve growth and profit objectives.
- Involvement with underwriting and processing of new business and renewals, including providing some input into product decisions and procedures.
- Implement procedures and guidelines for Commercial Vehicle and make recommendations to Underwriting Manager for changes that will enhance our current book of business and automation of the Commercial Auto product.
- Document and Communicates underwriting guidelines, philosophies, and decisions with Pricing, Marketing, Compliance, etc.
- Develop and analyze both internal and external data for assigned business segment(s) and line(s) of business in order to direct pricing, underwriting, and sales decisions.
- Analyze the quality of assigned books of business through agent and profile reviews, audits, and ongoing communication with Pricing, Marketing, and PS&S.
- Help to determine actions needed for agent rehabilitation.
- Serve as a contact for CV agents.
- Assist with Reviews on agent's books of business for book roll opportunities by quoting policies and determined acceptability, pricing, and risk management opportunities.
- Use file review (conducted by themselves or others) to ensure adherence with underwriting guidelines and direction related to assigned business segment(s) and line(s) of business reporting results to Underwriting Manager and making recommendations to improve results.
- Develop knowledge of state and laws and regulations applicable to the underwriting of commercial vehicles and act a subject matter expert for both agents and underwriters.
Education
• Bachelor's Degree.
Experience
• 2 or more years of experience (Preferred).
Supervisory Responsibilities
• This job does not have supervisory duties.
Compensation
Compensation offered for this role is $50,400.00 - 76,125.00 annually and is based on experience and qualifications.At National General, great things happen when our people work together. That’s why when you join our team, we make sure it isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. And one where you can impact the future for the greater good.
You’ll do all this in a flexible environment that embraces connection and belonging. And with the recognition of several inclusivity and diversity awards, we’ve proven that Allstate empowers everyone to lead, drive change and give back where they work and live.
Good Hands. Greater Together.
National General Holdings Corp., a member of the Allstate family of companies, is headquartered in New York City. National General traces its roots to 1939, has a financial strength rating of A– (excellent) from A.M. Best, and provides personal and commercial automobile, homeowners, umbrella, recreational vehicle, motorcycle, supplemental health, and other niche insurance products. We are a specialty personal lines insurance holding company. Through our subsidiaries, we provide a variety of insurance products, including personal and commercial automobile, homeowners, umbrella, recreational vehicle, supplemental health, lender-placed and other niche insurance products.
Companies & Partners
Direct General Auto & Life, Personal Express Insurance, Century-National Insurance, ABC Insurance Agencies, NatGen Preferred, NatGen Premier, Seattle Specialty, National General Lender Services, ARS, RAC Insurance Partners, Mountain Valley Indemnity, New Jersey Skylands, Adirondack Insurance Exchange, VelaPoint, Quotit, HealthCompare, AHCP, NHIC, Healthcare Solutions Team, North Star Marketing, Euro Accident.
Benefits
National General Holdings Corp. is an Equal Opportunity (EO) employer – Veterans/Disabled and other protected categories. All qualified applicants will receive consideration for employment regardless of any characteristic protected by law. Candidates must possess authorization to work in the United States, as it is not our practice to sponsor individuals for work visas. In the event you need assistance or accommodation in completing your online application, please contact NGIC main office by phone at (336) 435-2000.
